now I know what gets comments on my site ... ways to annoy telemarketers and those that send junk mail ... so yndy and Gregg will be happy to know that today I used 2 pre-paid envelopes to send back credit card apps that I never asked for ... I had a huge smile on my face as I dropped them in the mail box ... I put everything they sent in the envelope including the envelope the junk mail came in ...